Yn gymdogaeth gartrefol, tafluodd heulwen hwyr yr haf ar draws y rhes o dai teras, lle roedd plant yn chwarae ar y strydoedd ac roedd teimlad o ddisgwyliad yn codi gyda dechrau’r ysgol yn nesáu.

In a cozy neighborhood, the late summer sunshine cast across the row of terraced houses, where children played in the streets and a sense of anticipation was rising with the start of school approaching.

Roedd Rhiannon yn drist wrth syllu allan o'r ffenestr y gegin, yn poeni am Emrys, eu mab benywaidd a oedd yn edrych ymlaen at ddechrau'r flwyddyn ysgol.

Rhiannon was sad as she stared out the kitchen window, worrying about Emrys, their girlish son who was looking forward to starting the school year.

Roedd ei gynorthwyo ef yn dod â phryder gwahanol.

Helping him brought its own kind of worry.

Ar y bwrdd o'i blaen, roedd rhestr o gyflenwadau ysgol.

On the table in front of her was a list of school supplies.

Disglodion, pensiliau, llyfrau - popeth yr oedd ei angen gan Emrys.

Scissors, pencils, books - everything Emrys needed.

Roedd y rhestr yn ymddangos yn ddiddiwedd, a rhoddai poen ym meddwl Rhiannon wrth feddwl am y treuliau.

The list seemed endless, and it pained Rhiannon to think about the expenses.

Roedd Gareth, ei gwr difater, ar lawr gwaelod yn plastro wal y cyntedd, wedi'i ddal yn brin yng nghyffro ei broject diweddaraf yn y tŷ.

Gareth, her indifferent husband, was downstairs plastering the hallway wall, absorbed in the excitement of his latest project in the house.

Doedd o ddim yn ymwybodol o'i phrinder.

He was unaware of her shortage.

“Beth am siarad â mein loyw? Gofyn am help,” meddyliodd Rhiannon.

“What about talking to bright mynahs? Ask for help,” Rhiannon thought.

Ond roedd ei hysbrydloneth yn crafu gwastraff yr hollolsiant.

But her inspiration scraped against the futility of the situation.

Yn lle hynny, penderfynodd wynebu Gareth.

Instead, she decided to face Gareth.

Pan aeth y dydd tuag at y nos, arhosodd Rhiannon iddo roi’r llawdrin i’w lef ar y fainc.

As the day turned to night, Rhiannon waited for him to set the trowel down on the bench.

"Gareth," dechreuodd yn bwyllog, ei eiriau’n drysu o’i ceg.

"Gareth," she began calmly, her words stumbling from her mouth.

“Mae angen i ni siarad am Emrys a’i bethau ysgol.”

“We need to talk about Emrys and his school things.”

Edrychodd Gareth i fyny, cochiad yn ei wedd wrth glywed y tensiwn yn ei llais.

Gareth looked up, a flush on his face at hearing the tension in her voice.

"Beth sy’n bod?" gofynnodd gyda sensitifrwydd newydd.

"What's wrong?" he asked with newfound sensitivity.

"Mae’r gost o bopeth," esboniodd Rhiannon, gan symud tuag at y bwrdd.

"It's the cost of everything," explained Rhiannon, moving towards the table.

"Dwi'n poeni sut y byddwn ni'n talu am bopeth."

"I’m worried about how we’ll pay for everything."

Roedd golwg Gareth yn meddalu, ac aeth ag ymael sydd wedi atto i edrych ar y rhestr hefyd.

Gareth's expression softened, and he joined her to look at the list as well.

Yn dawel, cawsant drafodaeth onest.

Quietly, they had an honest discussion.

Ddim am na chostau cudd, heb gysu llediaeth.

Not about hidden costs, without avoiding the real issues.

Dros y bore tatw, a’r dydd tan hynny, roeddent yn cynllunio eu cyllideb gyda’i gilydd.

Throughout the early morning, and the day since then, they planned their budget together.

Fe symudodd Rhiannon i lawr o bryder, yn teimlo cysylltiad newydd â Gareth, a gwybod roeddent wedi dod o hyd i ffordd ymlaen.

Rhiannon moved down from her worry, feeling a new connection with Gareth, knowing they had found a way forward.

Roedd Gareth, wedi cael ei ddeffro, yn fwy ymwybodol nawr o’r bwysau ariannol.

Gareth, having been awakened, was more aware now of the financial pressure.

Gan wylio Emrys yn cerdded allan i'r haul hwyr haf honno i ymarfer ar gyfer y flwyddyn ysgol newydd, roedd Rhiannon yn teimlo tawelwch o dan yr awyr las.

Watching Emrys walk out into that late summer sun to prepare for the new school year, Rhiannon felt peace under the blue sky.

Roedd popeth yn deimlad o gyfryngau cysylltiedig a diolchgarwch am ddechrau newydd y flwyddyn.

Everything was a feeling of connectedness and gratitude for the new beginning of the year.

Mae mab Emrys, Gareth a Rhiannon, a’r gobaith newydd yn eu calonnau.

There was Emrys, son of Gareth and Rhiannon, and the new hope in their hearts.